Hinduja Leyland Finance Limited (HLF) is a premier Indian Non-Banking Financial Company incorporated in November 2008, promoted by Ashok Leyland Limited, a flagship entity of the prestigious Hinduja Group. Over more than a decade and a half of operations, the company has transformed from a focused vehicle financing entity into a diversified financial services platform with a consolidated Assets Under Management (AUM) of ₹67,538 Crores as of H1FY26, achieved at a remarkable 28% CAGR from FY14 to FY25.
The company operates across three major verticals: Vehicle Finance (core business with AUM of ₹53,718 Crores), Housing Finance through its subsidiary Hinduja Housing Finance (HHF) with AUM of ₹13,820 Crores and an exceptional Return on Equity of 25.8% and Net Interest Margin of 9.9%, and emerging Digital Businesses comprising the GRO fleet management platform (serving 1.8 Lakh vehicles with ₹28 Crores revenue and 80% gross margin) and the Gaadi Mandi used vehicle marketplace.
- Scaling Vehicle Finance AUM (currently ₹53,718 Crores)
- Expanding Hinduja Housing Finance (HHF) AUM (currently ₹13,820 Crores)
- Growing GRO Digital Platform (currently serving 1.8 Lakh vehicles, revenue ₹28 Crores)
- Scaling Gaadi Mandi used vehicle marketplace
- Strengthening capital adequacy beyond current CRAR of 18.7%
| 2023 (in INR Cr) | 2024 (in INR Cr) | 2025 (in INR Cr) | |
|---|---|---|---|
| Sales | 3,502 | 4,660 | 6,280 |
| EBITDA | |||
| PAT |