A property deal is only as safe as the papers behind it. Before you pay a booking amount, sign an agreement or accept an inheritance, CA Dhiraj Ostwal reviews the documents, points out gaps and explains the tax and compliance cost of the transaction.
What we review
- Chain of ownership: earlier sale deeds, gift deeds, partition or succession papers
- Property records and mutation entries, and the encumbrance record for the period you need
- Approved plan, commencement and occupancy or completion certificates
- Society or builder documents: share certificate, NOC, allotment letter, agreement for sale
- Property tax and utility receipts, and any outstanding dues
- Existing loan or mortgage papers and the release or no-dues letter
- RERA registration and the builder’s disclosures for projects under construction
The tax side of the deal
The papers decide the price you can safely pay; the tax decides what you actually keep. We work out TDS on the purchase, capital gains for the seller, the exemptions that may be available on reinvestment, and what applies when the seller or buyer is an NRI.
How it works
- You share scanned copies of the documents you have.
- We review them and list what is missing, unclear or risky.
- You receive a written note with our observations and the tax position.
- We help you fix the gaps with the seller, builder or authorities before you proceed.
Note: a legal title opinion or a court matter is given by an advocate; where your case needs one, we coordinate it with you and keep the tax and compliance side in one place.
Talk to CA Dhiraj Ostwal in India. Share your documents and your plan, and we will tell you what is needed, how long it takes and what it costs before you commit.
Documents you will need
- Sale deed or agreement for sale and all earlier title documents
- Property card or land records and mutation entries
- Encumbrance record for the required period
- Approved building plan and completion or occupancy certificate
- Society or builder NOC, share certificate or allotment letter
- Latest property tax and utility bills
- Loan, mortgage or release documents, if any
- PAN and ID of the buyer and the seller
Property is usually the biggest purchase of a lifetime. We read the papers behind it, flag what is missing or risky, and explain the tax cost in plain language before you pay or sign.
Related Services
