HRA Exemption Calculator

See how much of your House Rent Allowance is exempt from tax and how much is taxable. This exemption is available only under the old tax regime.

Enter yearly amounts for the months you paid rent.

Basic salary + DA per year (₹)

HRA received per year (₹)

Rent paid per year (₹)

City you live in

Which cities count as metro is set by the Income-tax rules and can change. Please check the current list.

Please enter valid amounts for salary, HRA and rent.

CA Dhiraj Ostwal

Chartered Accountant, Pune · www.cadhirajostwal.com · +91-70200 45454

HRA Exemption Calculation

Result

The exemption is the lowest of these three:

1. HRA actually received: -
2. Rent paid minus 10% of salary: -
3. 50% of salary: -

Exempt HRA: -
Taxable HRA: -

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Indicative figures for general information. HRA exemption is not available under the new tax regime, and conditions apply (for example rent receipts, landlord PAN above a limit, and not owning the house you pay rent for in some cases). Not tax advice. Last reviewed 24 Oct 2026.