Income Tax Calculator

Income Tax Calculator FY 2026-27

Compare your tax under the old and the new regime for a resident individual (assessment year 2027-28) and see which one costs less.

Total yearly income before deductions (₹)

Salary, business or professional income and other ordinary income. Capital gains taxed at special rates are not included.

Age

Salaried? (standard deduction)

Deductions (old regime only)

80C: PPF, ELSS, life insurance, etc. (limit ₹1,50,000)

80CCD(1B): own NPS contribution (limit ₹50,000)

Home loan interest on a self-occupied house (limit ₹2,00,000)

Other deductions you are eligible for: 80D health insurance, HRA exemption, etc.

Please enter a valid income and valid deduction amounts.

CA Dhiraj Ostwal

Chartered Accountant, Pune · www.cadhirajostwal.com · +91-70200 45454

Income Tax Comparison, FY 2026-27

Result

	New regime	Old regime
Taxable income	-	-
Tax on slabs, after rebate	-	-
Surcharge	-	-
Health and education cess (4%)	-	-
Total tax	-	-

Send on WhatsApp

Indicative figures for a resident individual, based on the slab rates, rebate, surcharge and cess we understand to apply for FY 2026-27 (AY 2027-28). It does not cover capital gains at special rates, income from house property other than the home loan interest above, TDS or advance tax already paid, or special cases. Rates and rules change; last reviewed 24 Oct 2026. Please consult a Chartered Accountant before filing.